In 2019 I invested a test amount of 25 € in Bondora Go & Grow. I wanted to see what happens if you simply do nothing – and just leave the money sitting there.
When I checked back in 2024, that had grown to 36.76 €.
That’s a total gain of 11.76 € – meaning +47.04% in 5 years, with no effort, no top-ups, no stress.
🔍 What is Bondora Go & Grow?
Bondora Go & Grow is an automated investment product that’s easy to access – even for beginners. You deposit money, Bondora invests it in peer-to-peer loans, and in return you receive daily interest. A return of up to 6.75% p.a. is currently stated.
📱 The app – simple & clear
The app is straightforward, well-organised and easy to use. Even after five years away, my account was still active – and everything was well documented.
💡 My conclusion after 5 years
47% gain in 5 years – completely effortless
Ideal for small amounts to test the waters or as a quiet addition
The daily interest crediting makes it interesting
Not for “getting rich”, but a solid building block
Important: Even though the result is genuinely good – you shouldn’t put all your eggs in one basket. A broad setup with multiple investment types is always better than blindly focusing on a single platform. Bondora Go & Grow can be part of that – but not everything.
🔗 My personal invitation link:
👉 bondora.com
📊 My results at a glance
💰 Starting capital (2019): 25.00 €
📈 Account balance (2024): 36.76 €
📊 Total gain: +47.04%
📆 Period: 5 years
Note: “p.a.” stands for “per annum” – meaning “per year”.
Bondora Go & Grow: who is it worth it for?
Bondora Go & Grow is suited for anyone who wants a straightforward return without checking in every day. Honest and important: this involves P2P loans – the return is not guaranteed, and in the worst case there can be delayed payouts or losses. That’s why I only invest money I could afford to lose. You can find more from my everyday financial life at My everyday life (in German).