What matters when investing?
I’m not a financial advisor. I’m someone who has thrown quite a lot of money out the window – with Bonofa, OneCoin and other “sure-fire tips”. And that’s exactly why I want to write today about what matters to me when it comes to investing.
🎯 1. Play money – in the best sense of the word
The most important principle for me is: Only invest money whose loss you can handle. I call it “play money”. If it’s gone – it’s gone. No drama. No sweating.
I’ve already spent so much money on things that delivered nothing – a total loss on an investment almost feels harmless by comparison. With this mindset the whole thing becomes more relaxed too. You approach it with more clarity – and with less pressure.
🔍 2. Every little helps – start with small amounts first
I like to test investments with small amounts. You won’t get rich that way, of course – but you understand the system. You see: How does it work? How much does it fluctuate? How do I behave when it does? And once you get a feel for it – you can gradually increase your stake.
100% security never exists. But once you have a certain confidence in your gut – it’s fine to go a little bigger.
🌍 Why this topic on my hiking and travel blog?
Good question. Travelling isn’t cheap – and hiking doesn’t pay the rent. The money has to come from somewhere. The days of the savings account are over. 0.1% interest doesn’t help anyone.
That’s why I’ll be showing you here, step by step, options I’ve tested myself – whether ETFs, precious metals, direct investments or smaller digital projects. No guarantees. No millions. But things that work for me – or where I at least know what they deliver (or don’t).
📌 My conclusion
- 🔹 Only invest what you can lose – without having a breakdown
- 🔹 Start small – experience beats disappointment
- 🔹 Test for yourself, don’t just believe – even if you start small
- 🔹 Think long-term – those who want to get rich quick often land hard
Over the coming weeks I’ll be taking you along into my world of small investments. Maybe there’s something in it that suits you. Maybe you’ll simply learn from what hasn’t worked. Both are valuable.
👉 If you have questions or have had an interesting experience yourself – write to me. I always answer honestly.
Finally:
If someone – really no matter who – starts telling you: “Give me money, and I’ll turn it into much more in a short time” – then run. Run fast. If you give that person the chance to keep talking, sooner or later greed will get to you. And when that happens, you’re caught in the trap.